huntington bank cd rates des plaines illinois

The higher the capitalization number the more secure a bank is considered. Modern Bank, National Association has a Capitalization of 10.03% versus the BestCashCow average of 10.43.Ĭapitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. A bank with a consistently high ROE can be considered well run.Ī bank with a consistently low ROE can be considered poorly run. Return on equity measures how efficiently a bank is making money from its capital. Modern Bank, National Association has a Return on Equity of 1.46% versus the BestCashCow average of 13.18%.

To cover these potential losses it had $86,134,000 in equity and $9,244,000 in loans loss reserves. Modern Bank, National Association had $13,557,000 in non-current loans and $0 in owned real estate. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank Discover Banks Online 1-Year CD Rate is Now 5.20 APY - Forbright Bank introduces a 9-Month CD 5. With its tangible common equity and its loan loss reserves.Ī lower Texas ratio indicates better coverage of problem loans. Compared to other banks in Illinois, The Lemont National Bank has a significantly higher percent of 1-4 Family Residential Loans on its balance sheet. The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) No depositor has ever lost deposits that have been within the FDIC insurance limits. The following ratios and data are available to help you better understand the financial condition of Modern Bank, National Association. Modern Bank, National Association Ratio Analysis

Huntington bank cd rates des plaines illinois